While fixed interest investments can be safer, like all investments there are risks. For example, corporate bond investors may lose all or part of their initial investment if the company issuing the security fails.
Some fixed interest investments require large sums of upfront capital, potentially putting them beyond the reach of individual investors. An alternative can be investing in a managed investment that has fixed interest investments in its underlying assets.
These managed investments offer professional investment management and can provide a good spread of underlying investments, giving you broad exposure across the fixed interest market.